Commercial Insurance

K. S. Roth Insurance Agency, Inc. offers an inclusive range of insurance programs to help protect the futures of our clients.  Risk management is top of mind in everything we do, and we provide the tools, resources and customer service required to help identify potential risks for businesses of all sizes. We understand that an ounce of prevention is worth a pound of cure.

We choose to represent the highest rated companies in the industry in order to provide the highest level of care to our customers.  We strive to understand the business of each client so that we may address emerging needs as well as current ones, and we thoroughly review each program to prevent any gaps in coverage.

As a full service independent agency, our obligation is to our clients in order to provide the comprehensive care and risk management you need, while helping you to control costs and preserve your company's bottom line.

For more industry specific information, click the links on the right, or call us at (716) 478.0024



In the event of an equipment breakdown, fire, or severe weather damage, you may need funds to cover your everyday overhead and expenses.


No matter how you ship your products— by ground, air or sea, are you prepared for any damages or losses that may occur en route?


Manufacturing glitches and other issues may result in a defective product. A product recall, depending on the item, can be particularly disabling considering the freight charges, customer service and public relations costs associated with it.


If you use any type of hazardous materials in your processes that pose a potential risk to your employees or property, liability for potential mishandling, pollution and clean-up should be an important consideration.

Foreign Exposures

Ensure coverage for employees travelling or products shipping overseas.

Workers’ Compensation
We work with you in order to access and minimize potential risks and hazards to your workforce as well as minimize the overall cost of claims.