Contractors Insurance

K. S. Roth Insurance Agency, Inc.  insures contractors of all sizes. In addition to common issues, each contracting business has company-specific needs depending on the process involved. We work with you, one-on-one, to ensure coverage where you need it, including:

Design-Build/Professional Liability
Access, understand and mange the risks associated with all phases of designing and building projects.

Contractual Agreements
Avoid unexpected costs, overdue payments and/or delayed starts by factoring in the additional insurance needed for contractual bids and agreements.

Worksite
Make sure you have adequate coverage to protect your work-in-progress, as well as materials on a job site, in the event they are damaged by forces out of your control.

Equipment
Is your owned or leased mobile equipment and /or tools are your sufficiently covered? Make sure you have the proper loss control program to prevent theft of tools, equipment and materials.

Environment
If you’re working with or transporting any kind of hazardous materials, it is paramount to ensure coverage for liability and clean up.  These situations are generally not covered in a General Liability policy.