Umbrella Liability

You may want to consider one of two additional liability insurances to gain coverage above and beyond standard policies.

Excess Liability

This type of policy offers increased coverage for the same items named in your main insurance policy, and will exclude any items excluded from your primary coverage. The ability to obtain this type of insurance is contingent upon a minimum level of coverage through primary policies, which must be maintained.

Umbrella Liability
This type of policy provides coverage for additional circumstances not included in primary policies including: worldwide automobile liability, slander, defamation, and first-dollar legal defense expenses. The ability to obtain this type of insurance is contingent upon a minimum level of coverage through primary policies, which must be maintained. K.S. Roth Insurance will work with you to determine the appropriate amount of coverage depending on your net worth and exposures specific to your situation.