Wholesale and Retail Insurance

K. S. Roth Insurance Agency, Inc. insures wholesale and retail companies of all sizes. In addition to common issues, each business has company-specific needs depending on the product or services involved. We work with you, one-on-one, to ensure coverage where you need it, including:

Product Liability
By selling a product with manufacturer defects, or an imported product without US insurance, you may be held liable.

Premises & Operations
Keeping in mind the amount of traffic you may experience, have you done enough preventative maintenance to prevent slips, trips and falls? Do you have sufficient liability coverage?

Environment
Are you covered for the sales and storage of items that might become hazardous in the event of a fire or other unexpected occurrence? Do your employees work with any chemicals that may introduce liability?

Employment
Employee turnover is especially high for retail operations. Be sure you’re covered for expenses related to discrimination, harassment and wrongful termination lawsuits?

Loss of Refrigeration
Are you prepared for losses associated lack of refrigeration such as with stored food or perishable items?